Mahindra Manulife Flexi Cap Scheme 2023: Top Holdings under Mahindra Manulife Flexi Cap Yojana

Mahindra Manulife Flexi Cap is an equity scheme with at least 65% investment done in equity and related instruments. The scheme has no restrictions around market cap allocations and it allows diversification across market caps as per outlook and is ideal for investors looking for an agile diversified fund. Mahindra Manulife Flexi Cap has a flexible asset allocation structure that allows taking positions based on risk-return opportunities. Investors who wish to investment money for three to four years but looking for high returns can opt for this investment. But keep in mind that under the scheme the possibility of loss is moderate. Let us learn a little more in detail about the Mahindra Manulife Flexi Cap Yojana 2023.

Details of Mahindra Manulife Flexi Cap Scheme 2023

Benchmark Nifty 500 TRI Index
Plans Regular & Direct
Options Growth; IDCW
IDCW Sub-options IDCW Reinvestment & IDCW Payout
Entry Load Nil
Exit Load An Exit Load of 0.5% is payable if units are redeemed up to 3 months from the date of allotment; Nil if Units are redeemed after 3 months from the date of allotment.
Fund Managers Ms Fatema Pacha & Mr Manish Lodha
Minimum Application Amount (Lumpsum) Rs. 1,000 and in multiples of Rs. 1/- thereafter
Minimum Amount for Switch Rs. 1,000 and in multiples of Rs. 0.01/- thereafter
Minimum Application Amount (SIP) for daily and monthly frequencies 6 installments of Rs. 500/- each and in multiples of Rs. 1/- thereafter
Minimum Application Amount (SIP) for quarterly frequency 4 installments of Rs. 1,500/- each and in multiples of Rs. 1/- thereafter

Reasons for Investing in this Fund

Investors who want to make long term investment of around 3-4 years but in return seek high rate of return on their investment should think about investing in Mahindra Manulife Flexi Cap Yojana. Here are other reasons why you should invest in this fund:

  1. Option to investment in diversified portfolio of equity & equity related instruments across market capitalization.
  2. Flexibility to invest in opportunities across market capitalization
  3. Bottom up stock selection process with Top down approach to select sectors
  4. Based on macro-economic indicators, policy environment, valuations and market conditions, active allocation across Market capitalization
  5. Management through diversification of holdings and disciplined approach to monitor individual stock position based on market capitalization

Style of Investment

It is the investment objective of the Mahindra Manulife Flexi Cap Scheme is to generate higher returns by investing in a diversified portfolio for a longer period of time. Although, it is not possible to say if the objective can be met but in its pursuit the scheme follows the following styles of investment:

  • Active management
  • Portfolio allocation based on Bottom up stock selection and Top down approach
  • Portfolio construction with a mix of Core investment opportunities (medium to long term compounding stories) and Tactical investment opportunities (for eg. cyclical sector, commodities cycle, etc)

GCMV Investment Framework

GCMV (Growth, Cash-flow generation, Management, Valuation) investment framework is used by Mahindra Manulife Flexi Cap to determine the fair valuation of stocks and further estimation of valuation gaps, if any. Check out the structure of this framework.

Growth

  • Pricing power
  • Cost Efficiency
  • New product cycles
  • ESG risks & opportunities

Cash-flow generation

  • Cost and margins
  • Capital structure
  • Ability to finance growth
  • Overall financial strength

Management

  • Management track record
  • Capital Allocation
  • Sustainability investments
  • Governance Structure

Valuation

  • Value creation
  • Fair value analysis
  • Secular ESG trends
  • What has been priced in?

Mahindra Manulife Flexi Cap Returns

Check out the return for Mahindra Manulife Flexi Cap investment since its inception in August 2021:

Period of investment Rate of Returns
1 Week 2.05%
1 Month 9.23%
3 Months -3.89%
6 Months -8.73%
YTD -5.95%
Since Inception -3.88%

Top Holdings under Mahindra Manulife Flexi Cap Yojana

Company Sector Assets (in %)
ICICI Bank Ltd. Financial 9.29
Infosys Ltd. Technology 9.14
HDFC Bank Ltd. Financial 8.89
Reliance Industries Ltd. Energy 5.71
Hindustan Unilever Ltd. Consumer Staples 3.68
Tata Consultancy Services Ltd. Technology 3.39
Bajaj Finance Ltd. Financial 2.97
Axis Bank Ltd. Financial 2.81
Maruti Suzuki India Ltd. Automobile 2.54
Larsen & Toubro Ltd. Construction 2.51

Steps to Invest in Mahindra Manulife Flexi Cap Yojana 2023

Those who wish to invest in Mahindra Manulife Flexi Cap Yojana Regular Growth can easily do so through different investing platform. Select a genuine investing platform and follow this simple process to become an investor in Mahindra Manulife Flexi Cap.

  • Download any investment application in your device and create a login account.
  • Once you are inside the account, complete the verification process before you enter in any scheme.
  • In the search bar, enter Mahindra Manulife Flexi Cap Yojana Regular Growth and begin investing.
  • You can opt for SIP or Lumpsum investment according to your objective and risk tolerance.

Asset Allocation under Mahindra Manulife Flexi Cap

Under normal circumstances the asset allocation pattern of the scheme is as follows:

Particulars % Allocation (approx.) Risk profile
Minimum Maximum
Equity & Equity related instruments 65 100 High
Debt and Money Market Securities (including TREPS (Tri-Party Repo), Reverse Repo) 0 35 Low to Medium
Units issued by REITs & InvITs 0 10 Medium to High

FAQs

Question 1: How can I my Mahindra Manulife Flexi Cap Yojana Regular Growth?

Answer: To redeem your Mahindra Manulife Flexi Cap Yojana Regular Growth, you can easily sell your holdings through your investment platform. Open your app and click on the holding. You can see the option to sell your shares or buy more. Click on the option to sell and you will be asked for a password or code. Upon entering the information correctly, your shares will be sold and you will hold no investment in Mahindra Manulife Flexi Cap Yojana.

Check: LIC New Plans

Question 2: Can I invest in SIP and Lump Sum of Mahindra Manulife Flexi Cap Yojana?

Answer: Based on your investment objective and risk tolerance, you can either select SIP or Lumpsum investment of Mahindra Manulife Flexi Cap Yojana Regular Growth.

Question 3: What is expense ratio and how much expense ratio Mahindra Manulife Flexi Cap Yojana charges?

Answer: Expense Ratio is the annual charges paid to the Mutual Fund companies for managing your investments in that fund. The current expense ratio of Mahindra Manulife Flexi Cap Yojana Regular Growth is 2.25%.

Question 4: Should I go for investment under Mahindra Manulife Flexi Cap Yojana Regular Growth?

Answer: Different investment plans suit the needs of different investors. Mahindra Manulife Flexi Cap Yojana Regular Growth is ideal for those looking to invest money for at least 3-4 years and looking for high returns but at the same time they should be ready for possibility of medium losses in their investments. If you think you are up for it, you can go ahead for investment. Mutual funds are however, subject to market risks and therefore you should do your research properly before entering the market.

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